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Cake day: August 12th, 2025

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  • WTF is with this articles shit talking of fixed rate rate mortgages that let you refinance without penalty? That is literally the only half-way consumer friendly thing we even have in our current scheme. They talk about how in the early 80s (one of the worst times ever to get a mortgage) they had a way shittier mortgage and how “happy” they were with it. That’s bullshit and their reasoning doesn’t pass muster. I suspect this was written by some finance ghoul trying to astroturf getting people onto more awful systems.