https://www.hetzner.com/european-cloud Netzner can be a good alternative

Actual Budget does it through simple fin.

But I hope most American banks work better than PayPal, with PayPal I only get half the transactions. Like I get that I paid Apple 99 cents, but where is the transaction that PayPal charges my bank account 99 cent? Spoiler they don’t include it in their exports.

They are calling what is basically bookkeeping accounting which is incorrect. Bookkeeping is the act of doing the administration, creating reports etc. Accountants do audits, make actual annual reports and other things more along those lines.

Why would I need a script to automate my bookkeeping? Nearly every software has the ability to connect to your bank. Actual Budget and Firefly III both do it through GoCardless and nearly every software I have worked with both personally and proffesionally has the ability to make rules that say that transactions to say Shell need to be processed to “gas costs” or whatever you want.

I understand that you want more versatile bookkeeping and it sounds nice in theory, but in my experience working in the field with a lot of different software is you don’t want to much freedom in the bookkeeping itself. If there is a payment that is done form the bank it should be something debit and bank credit for that same amount and the bank credit part should never change.

Some of the best software solutions are once with automatic bank connections, OCR/AI recognition software for purchase invoices and where the whole sales process can be connected to automated sales bookkeeping. There are few who do all of this, and a lot of them don’t support fringe solutions like automatically calculating the Dutch margeregeling for second hand products.

I am all for more open source and free bookkeeping software, but I am missing more software with immutable bank connections f.e. If my banks sens a file to the software containing 11 transactions I want my software to process those 11 transactions exactly like they are on the sheet. This reduces the daily/weekly/mostly reconciliation almost entirely.

Actual Budget is an amazing piece of software.

There are some really annoying “features” though that they refuse to fix, like being able to mutate transactions that come from a bank connection.

I hate how they don’t differentiate between bookkeeping and accounting, where I am from using accountancy is even a resevered term for certified accounting or firms.

Also, the more automation you do the more you can focus on actual analysing your finances which can help you improve.

it wasn’t only NC that was a hassle on TrueNas lol, now with Docker Compose most seem to be working a lot better imo.

192 My Street

Except that with street addresses there is such a lack of inconsistency on how they work and are written that it is funny

In a lot of cases yes, but things like Truenas Bitwarden are paid by enterprise users and the community versions help them with spreading word about the software and helping signal bugs etc.

Yes they can also turn to shit, but generally the consumer markt is so slim that they don;t care

Tailscale luckly isn’t in the US

You could use Radarr and Sonarr to rename all your content if you want to. You can setup your own naming scheme and it will change it for you. As far as I know Radarr and Sonarr work with Jellyfin/Plex/Emby/Kodi etc

The issue is that we have more open positions than people looking for work, it is almost even based om the last ststistics so that’s good, but it means companies have to say no to people. Or the wait is pretty long

The US seems to have the opposite issue (I got downvotes a ton on Reddit when I said finding a job these days is easy). A lot of people can’t find a job, probably because all the companies that went bankrupt during Covid. In countries like NL where we saved the companies we have the opposite issue.

The Netherlands is fair from perfect, but all with all it is going pretty well I have to say…

At least in The Netherlands we have issues finding new employees in different businesses. It’s going down a bit, but we have 101 open positions for every 100 people without work. https://www.cbs.nl/nl-nl/visualisaties/dashboard-arbeidsmarkt

We have about 2% unemployed people compared to the entire Dutch population, but in some fields like healthcare, accountants, restaurants/cafe’s, etc. It is really hard to find people. It’s so bad that they are gonna make it easier to get your title for accountants.

Voting with your wallet really only works if you have options. In the EU it is generally easy to just not order from Amazon f.e. but I understand that isn’t an option for everybody. And even if people make a choice it only works if a critical mass does it. That critical mass is pretty low for smaller stores.

I always find it weird that the wages for the US are so much higher even though most products are just cheaper over there. Partially because the sales tax is pretty low compared to VAT. The whole “automatic” difference in wages depending on where you live is BS. If I decide to travel 2 hours to work and my college decides to take a 15-minute drive/walk we should still have the same salary ffs. Different rant and I kinda understand why they do it, but wages will normally go up if they can’t get anybody in the centre of new-york.

I kind of feel like they’re more Universal problems though at this point A lot of problems are yeah, some are reversed, like we in NL (Europe?) have an employee market while the US has an employer. (aka we have a lot of jobs to choose form and people in the US don´t). I just hope we can dig all of ourselves about the issues.

We have a housing crisis, we have a job crisis and loads of other issues, but yes we do have an acceptable safety net.

The minimum wage in America doesn’t even cover like a car payment for a decent car. But why would you need a car with a loan? I drove a 1600 euro car for 50k km for 4 years. And everybody I know drives second hand cars unless they get them from a work or own company lease.

You have zero say in your work and how it’s done and if you have problems with your boss your boss can just fire you because they feel like it. Man I hate that you are serious, this is terrible mate. The wages are “high” in the US compared to NL for a lot of jobs, but this just sucks.

The only thing I feel like you could do is keep going and maybe make a different choice on where you buy something, mom and pop shop instead of Walmart. Those big box stores aren´t doing any good. But that might just be an incorrect take.

What could a foreigner do without going to the US itself to help you people?

We already subsidize companies, but that doesn’t always end up in the hand of the employees.

Look, we have to accept that not every company can be profit driven and sustain itself. That can be an issue with wage costs or with other costs. Things like theatres often get money from the government to fill the gap. Companies with old historic buildings often get money from the government to keep those buildings in check. Startups also get helped by the NL government in the form of tax cuts etc.

UBI would also help with edge cases. Or people who cannot work etc. Yes there are also issues with this.

But was there a situation where they were needed? Or were they standing doing nothing because there was nothing?

I have known multiple firefighters which were happy most of the time to get the support from the cops to handle the situation.

The cops I have seen were always doing something even if it were just patrolling. You can call that useless, but at least they are outside and can be called.

Minimum income aka, everybody will have their income at a max of say 3k a month. If you work for a boss and you earn 1k there than you get 2k from the government. If you earn 4k you get nothing from the government f.e.

Not here in NL, most of the either went bankrupt after covid due to them needing to pay back the government loans or continued on. The government here did that to save a lot of people from losing their job. Bailing out individuals wouldn’t have worked, the entire situation was already rushed. It would have causes even more issues.

The only issue with UBI is that there is a portion that will just refuse to work, we do not know how big thay portion is. We need to destroy the massive corporations and maybe work on a better way of promiting companies to do the right thing

NL is different for sure, we are a long way off from a 30€ minimum.

We also have a lot of wages being based on the minimum wage so an increase will increase everything.

My experience is based on NL.

Saying that, the US has a lot more chains than smaller restaurants at least it seems like that from an outside. The bigger the company the more chance there is to have a wate increase without a loss. Did those studies include things like social security, pension? And things that the employees need? (Rethorical)

But if you hage a restaurant with 200k revenue, 50k cost of food, 50k of personal costs (including wages etc) plus 30k of other costs you make like 70k before tax. And in this example the owners need to live from the profit after tax. (Numbers generalised). A 10-20% increase looks duable since there would still be a profit.

Personally I just see an universal basic income be introduced everywhere or compensate both employees and employers in businesses where your company might not be truely viable, but it is good for the general public (theaters are often government subsidies)

Well yes for that, but not for the whole 32 hour a week dicussion. If you make 32 hours you can only sell 32 hours